debit-prepaid
Fold Card
Best for: bitcoin-only rewards for BTC-first users
A Bitcoin-first Visa debit card that earns sats back on every purchase with no annual fee, no credit check, and a gamified spin wheel for bonus rewards.
D
56/100
Overall Score
Visit issuer website for application details.
Score Breakdown
| Code | Criterion | Score | |
|---|---|---|---|
C-01 | Rewards Rate | 55 | |
C-02 | No FX Fees | 30 | |
C-03 | Crypto Custody | 55 | |
C-04 | Global Acceptance | 40 | |
C-05 | Sign-up Friction | 85 | |
C-06 | Annual Fee | 100 | |
C-07 | Crypto Cashback | 72 | |
| Overall Score | 56/100 | How we score → | |
Card Details
- Annual Fee
- $0 — None
- Rewards Type
- bitcoin
- Foreign Transaction Fee
- Applies
- Self-Custody
- No
- Staking Required
- No staking required
- Min. Credit Score
Rewards Details
Earn Bitcoin (sats) back on every purchase. Base rate is 0.5% guaranteed on all eligible purchases for Fold+ members. Spin the in-app wheel after each qualifying purchase for a chance to earn up to 100% back in Bitcoin. Merchant boosts offer up to 15% back at rotating partner retailers including Starbucks, Target, and DoorDash. Bill pay rewards available for mortgage, rent, and credit card payments via ACH. A 3% foreign transaction fee applies on international purchases. US only.
Market Availability
United States